Fargo Homes under $400,000

Welcome to Fargo, North Dakota – a vibrant city that perfectly blends Midwestern charm with modern amenities. Nestled in Cass County, Fargo is known for its friendly community, rich cultural scene, and thriving economy. With a population that embraces diversity and innovation, Fargo is a city where everyone can find their place.

One of the most appealing aspects of Fargo is its affordability, particularly when it comes to housing. For those seeking a home under $400,000, the options are plentiful and diverse. From charming single-family homes in established neighborhoods to contemporary condos in bustling areas, Fargo offers a range of properties that cater to various lifestyles and preferences.

Families will appreciate the spacious yards and proximity to parks and schools, while young professionals can find modern living spaces close to the city's vibrant downtown, filled with restaurants, shops, and entertainment options. The real estate market in Fargo is thriving, making it an excellent opportunity for first-time homebuyers and those looking to invest in a growing community.

In addition to affordable housing, Fargo boasts a strong sense of community, with numerous events and festivals throughout the year, including the famous Fargo Film Festival and the annual Fargo Street Fair. With its beautiful parks, recreational activities, and a robust job market, Fargo is not just a place to live; it's a place to thrive.

If you're looking for a welcoming city with affordable homes and a bright future, Fargo is the perfect destination to call home. Explore the possibilities and discover your dream home in this charming North Dakota gem!

Newest Fargo Homes under $400,000

$295,000

4 Beds ⋅ 2 Baths ⋅ 7154879 MLS

COMING SOON. Available for showings Tuesday, Oct 6th. More photos to come! Fall in love with the quiet, tree-lined streets of this highly sought-after north Fargo neighborhood. This lovely rambler sits less than one block from Longfellow Elementary. A double-sided fireplace adds warmth, character, and elegance to the main level, which features a bright, open kitchen and dining area, a living room, a large primary bedroom, full bath, and two more bedrooms. Downstairs, you'll find a family room with a second fireplace, another generously sized bedroom with egress, dedicated laundry room, spacious full bath, utility room, and two additional flex rooms to suit your needs. There are large closets throughout, providing fantastic storage, central A/C (new in 2025), an attached two-car garage, and a patio and shed in the large, treed, fenced-in backyard. Priced to sell, so call your Realtor today!

90 Cedar Avenue N, Fargo

Listing courtesy of Dakota Plains Realty.

$292,000

3 Beds ⋅ 3 Baths ⋅ 7154862 MLS

Not your typical twinhome! This true two-story offers a hard-to-find layout, low specials, and an impressive list of updates. The main floor features an open living and dining area with a fireplace, spacious kitchen, convenient main-floor laundry, and 1/2 bath. Upstairs you'll find two generously sized bedrooms, including a primary suite with private 3/4 bath, plus an additional full bath. The finished lower level adds a large family room with new carpet and third bedroom with egress window. During their six years of ownership, the sellers have meticulously cared for and improved this home, including all new windows and patio door with a transferable 50-year warranty, new gas forced-air furnace, new lower-level carpet, stainless steel refrigerator and range, and stainless steel kitchen sink. Outside, enjoy the deck and backyard with plenty of room to relax or entertain. An attached garage, abundant storage, mature neighborhood, and low specials round out a property that offers far more than you might expect from a twinhome. Move-in ready, thoughtfully updated, and truly one you need to see in person!

2306 26 1/2 Court S, Fargo

Listing courtesy of REMAX Lakes Region.

$156,500

2 Beds ⋅ 1 Baths ⋅ 7153420 MLS

Welcome to easy condo living in a convenient South Fargo location! This spacious 1,193 sq. ft. two-bedroom, one-bath condo is tucked on the top floor of an eight-unit building with a secured entrance. Step inside to a welcoming living room with a cozy wood-burning fireplace and access to your own private balcony. The generous dining room is a standout, featuring a beautiful wall of built-in cabinetry that adds character and valuable storage. You’ll also love the convenience of a separate in-unit laundry room with washer and dryer, additional storage just outside the unit, and a detached single-stall garage with opener. The $250 monthly HOA covers water, garbage, snow removal, lawn care, exterior building maintenance and building insurance. Two cats allowed. Quick possession available!

2620 25th Street S Unit 8, Fargo

Listing courtesy of RE/MAX Realty 1.

$239,000

2 Beds ⋅ 1 Baths ⋅ 7154540 MLS

YOUR NEW HOME IN FARGO AWAITS! Welcome home to this inviting 2-bedroom, 1-bath property located in the diserable Davies High School neighborhood! This well-appointed home offers a comfortable layout with thoughtful updates and features thoughout. The kitchen showcases custom oak cabinetry, solid-surface countertops, and a garden window that brings in plenty of natural light--perfect for displaying plants and growing fresh hearbs for cooking. The partially finished basement provides additional versatile space, complete with a wet bar and laundry area, making it ideal for entertaining, hobbies, or relaxing. Outside, you'll appreciate the convenience of a 2-stall garage and concrete driveway, providing excellent parking and storage. The built in workbench and storage drawers will make this a useful and practical space for tools and hobbies! The back entrance features a handicap-accessible ramp, adding convenient accessibility to the home. With its desirable location, functional spaces, quality finishes, and practical amenities, this home offers a wonderful opportunity for comfortable living in the Davies High School area. Come see all this home has to offer! Schedule a private tour today!

1706 2nd Avenue S, Fargo

Listing courtesy of The Real Estate Company of Detroit Lakes.

$225,000

2 Beds ⋅ 1 Baths ⋅ 7154434 MLS

All Charm in this beautiful updated home. Home features newer carpet, plank flooring, kitchen has newer cabinets and stainless appliances. Updated bathroom, Fenced yard. See it today

1528 8th Avenue S, Fargo

Listing courtesy of RE/MAX Legacy Realty.

$225,000

2 Beds ⋅ 2 Baths ⋅ 7151912 MLS

Enjoy the convenience of low-maintenance living in this centrally located 2-bedroom, 2-bathroom townhome! This two-story home features new flooring, a large primary bedroom, central air, a storage room, and a lower level roughed in for a potential third bathroom. The HOA handles exterior maintenance, snow removal, and lawn care, so you can spend less time worrying about property upkeep and more time enjoying your home. A private patio provides a great place to relax, while the detached double-stall garage offers plenty of room for vehicles and additional storage. Pets are allowed, adding even more flexibility. Located in a central Fargo location close to shopping, dining, schools, and other amenities, this townhome offers the space and privacy of a home with the ease of an HOA lifestyle. A great opportunity for anyone looking for a convenient, low-maintenance living with plenty of storage and parking.

1402 E Gateway Circle S Unit H, Fargo

Listing courtesy of eXp Realty (3523 FGO).

$210,000

2 Beds ⋅ 2 Baths ⋅ 7153287 MLS

Affordable twinhome located on a cul-de-sac. Convenient access to get to most locations. Bedrooms, full bath and laundry are located on the lower level. Nice yard. Washer and dryer included.

2323 Sundance Circle S, Fargo

Listing courtesy of Park Co., REALTORS®.

$333,900

3 Beds ⋅ 2 Baths ⋅ 7153097 MLS

Here is an opportunity to own this quality built SINGLE FAMILY home with LOWER SPECIALS!!!! Home features are 3 bedrooms, 2 bathrooms, and 2 stall attached garage, located in a desirable neighborhood of Golden Valley Development in South Fargo. The yard is fully done for your entertainment including a deck and a garden. On the upper level you will find an open floor plan featuring a large living room w/updated hard surface flooring, vaulted ceilings, recessed lights, beautifully designed kitchen w/custom cabinets, upgraded stainless steel appliances including GAS RANGE, fancy countertops, backsplash, island, & pendant lights. Amazing private suite w/large Hollywood bathroom and walk in closet. Upper level has a separate laundry room with Washer and Dryer Included. This exceptional home is ready to Welcome its next owners, schedule your showing today and experience it for yourself.

2553 FULTON Loop S, Fargo

Listing courtesy of Better Homes and Gardens Real Estate Advantage One.

$269,900

3 Beds ⋅ 3 Baths ⋅ 7152948 MLS

Step inside this unique, custom 3-bedroom, 3-bathroom townhouse in the heart of South Fargo! Head upstairs to an open kitchen, dining & living area filled with natural light. The kitchen features a large 2-tier island, ample counter & cabinet space, dual sinks & an additional wine/beverage fridge. Continue up to a full bath, additional bedroom & private primary suite with walk-in closet & ensuite 3/4 bath. The lower level includes a family room with wood-burning fireplace for those cooler nights, along with a newly renovated 3rd bedroom, half bath, laundry & storage room with shelving! Outside, enjoy an oversized 2-tier deck overlooking the treed backyard & a 2-stall attached garage. Radon mitigation & a newer central forced air add peace of mind, while the HOA covers exterior maintenance, lawn care, snow removal, exterior insurance, water, sewer & garbage. Bright, well cared for & full of thoughtful details, this home is a one-of-a-kind gem you can move right into & make your own!

3361 16th Avenue S Unit 6, Fargo

Listing courtesy of eXp Realty (219 WF).

$219,000

6 Beds ⋅ 3 Baths ⋅ 7153776 MLS

An exciting investment opportunity in South Central Fargo! This beautifully maintained triplex features three units—two with spacious two bedrooms and one bath each, and a cozy one-bedroom, one-bath unit. A detached garage adds extra storage, while shared laundry in the basement offer convenience. All units currently under lease, and just a stone's throw from downtown Fargo, this triplex perfectly blends comfort and functionality. Don’t miss out on this incredible opportunity! Owner/Agent.

702 21st Street S, Fargo

Listing courtesy of Town & Country Realty.

$105,000

2 Beds ⋅ 1 Baths ⋅ 7151434 MLS

This property is being offered AS-IS and is a great opportunity for someone looking for a project with potential. Bring your vision and put in some sweat equity to make this property your own or create an investment opportunity. Cash only! No financing.

112 15th Street S, Fargo

Listing courtesy of Modern Prairie Real Estate.

$209,500

2 Beds ⋅ 3 Baths ⋅ 7153302 MLS

Great North Fargo location! This 'At Cherry Place' townhome is move-in ready, and offers a spacious, functional, multi-level layout with a finished basement, a bathroom on every level, and an attached 1-stall garage. Step outside to the backyard and enjoy an expansive, tranquil green view that gives the home a peaceful, open feel. Enjoy low-maintenance living with an HOA covering lawn care, snow removal, building insurance, and exterior maintenance. Conveniently located near Northport shopping, Longfellow Elementary, Trollwood Park, and other North Fargo amenities, with plenty of space and opportunity to make it your own.

3218 2nd Street N, Fargo

Listing courtesy of Berkshire Hathaway HomeServices Premier Properties.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.